| FHA Mobile Home Loan | FHA Mobile Home Mortgage Loan | FHA Loans FHA mobile home mortgage loans, refinancing and financing with land. Cash Out, debt consolidation, FHA home equity loan, shorten the loan term or lower the interest rate on your triple wide, double wide or single wide mobile home loan. |
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| NOW IS THE TIME FOR AN FHA MORTGAGE What Is An FHA Loan? An FHA loan is insured against default by the Federal Housing Administration. In other words, the FHA guarantees that a lender won’t have to write off a loan if the borrower defaults – the FHA will pay. Because of this guarantee, lenders are willing to make large mortgage loans. FHA insures loans that might not ordinarily be possible for homeowners seeking refinance and to home buyers. The benefits of an FHA loan are numerous. |
| Rate and Term Refinance to 97.75% of your home's value. Cash Out Refinance Mortgage to 85% your home's value. Purchase Down Payment 3.5% of the home's value. Gift money is allowed. If the home is manufactured tied to land by deed or mortgage, it must be on an approved foundation. |
| If you presently have an existing FHA loan, a streamline refinance is for you. Low documentation and, most often, no appraisal requirement makes a straight rate and term refinance extremely easy. Simply respond to your loan officer's request for documentation. He or she will advise you exactly what's needed. By supplying documents promptly, the process is simple and helps ensure a smooth mortgage closing. |
| We "go the extra mile" to earn your business. That's why we have an A+ rating with the Better Business Bureau. |
| FHA Construction-to-Perm - Single Closing While the process of construction loans does differ from a normal FHA loan, many of the same underwriting guidelines remain the same. Allow our loan experts to guide you through the requirements for an FHA new construction mortgage. No one understands FHA Loans like we do! |
FHA INSURANCE
FHA insured loans require mortgage
insurance to protect lenders against
losses that result from defaults on
home mortgages.
FHA LOAN LIMITS
FHA lending limits vary based on a variety
of housing types and the state and county
in which the property is located.
LOAN CHECKLIST Learn More
Before you start the loan process,
you'll want to be prepared for the loan
application. Have your information
organized and ready for your loan officer.
Be prepared to pay for a property
appraisal and a credit report.
CLOSING COSTS
While FHA defines which closing costs
are allowable as charges to the borrower,
the specific costs and amounts that are
deemed reasonable and customary are
determined by each local FHA office.
FHA DEBT RATIOS
In order to prevent homebuyers from
getting into a home they cannot afford, FHA
guidelines have been set in place requiring
borrowers and/or their spouse to qualify
according to set debt to income ratios.
FHA CREDIT ISSUES Learn More
An FHA loan applicant's past credit
performance that demonstrates good
credit history and a solid track record of
timely payments will likely be eligible.
FHA insured loans require mortgage
insurance to protect lenders against
losses that result from defaults on
home mortgages.
FHA LOAN LIMITS
FHA lending limits vary based on a variety
of housing types and the state and county
in which the property is located.
LOAN CHECKLIST Learn More
Before you start the loan process,
you'll want to be prepared for the loan
application. Have your information
organized and ready for your loan officer.
Be prepared to pay for a property
appraisal and a credit report.
CLOSING COSTS
While FHA defines which closing costs
are allowable as charges to the borrower,
the specific costs and amounts that are
deemed reasonable and customary are
determined by each local FHA office.
FHA DEBT RATIOS
In order to prevent homebuyers from
getting into a home they cannot afford, FHA
guidelines have been set in place requiring
borrowers and/or their spouse to qualify
according to set debt to income ratios.
FHA CREDIT ISSUES Learn More
An FHA loan applicant's past credit
performance that demonstrates good
credit history and a solid track record of
timely payments will likely be eligible.
| FHA Mobile Home Loan | FHA Mobile Home Mortgage Loan | FHA Loans FHA mobile home loan and FHA manufactured home loan mortgage lender with low mortgage rates FHA manufactured home and FHA mobile home loan program. |
| Did You Know...? The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA approved lenders. FHA insures these loans on single family and multi-family homes in the United States and its territories. It is the largest insurer of residential mortgages in the world, insuring tens of millions of properties since 1934 when it was created. The FHA wants you to get the loan amount you are qualified for and sets up conditions to allow you to successfully buy an FHA home. To pre-qualify for an FHA loan, you should be able to demonstrate employability, job stability and reliability. |
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